Prescription drugs have revolutionized the way we age, helping tostave off complications of chronic conditions or recover from acutediseases. But many people are missing out because they can't affordthe medicines.
Medicare doesn't pay for out-of-hospital prescription drugs, andonly the most expensive medigap policies cover them. Most MedicareHMOs do include such coverage, but increasingly they are capping howmuch they will pay for prescription drugs each year.
But for people with limited incomes, there's another option. TheMedicine Program, a nonprofit volunteer organization, putsindividuals in touch with drug manufacturers willing to supply freemedication.
Most drug manufacturers offer free medicine to those in need, saysMark Grayson, a spokesman for the Pharmaceutical Researchers andManufacturers Association, but each company has its own requirementsand application, and most consumers don't know about the programs.
Dan Hogg, founder of the program, says most successful applicantshave incomes that are too high for Medicaid but not high enough tobuy health coverage that provides drug benefits. Even if you don'tfit that description, you probably know someone who does.
Here's how it works:
You fill out an application, which you can obtain by calling (573)778-1118 or visiting the organization's Web site atwww.themedicineprogram.com, and send it in with $5 per prescription.
You'll receive back an application packet and a letter for you togive your doctor asking for his or her help in completing theapplication. If you are approved, the company will send a freethree- month supply of medication to your doctor.
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